Basics

In-The-Money (ITM)

By Ryan Silk & Lawrence Polatchek · Reviewed April 2026 · Options Trading Glossary

Option with intrinsic value

What is In-The-Money (ITM)?

In-The-Money (ITM) An option with intrinsic value. For calls: stock price above strike. For puts: stock price below strike. ITM options have delta closer to 1 (or -1 for puts).

Complete Definition

An option with intrinsic value. For calls: stock price above strike. For puts: stock price below strike. ITM options have delta closer to 1 (or -1 for puts).

Example

AAPL at $155. The $150 call is $5 in-the-money.

AV
Written by
ApexVol Research Team
Quantitative options research
All calculations use live ORATS institutional data — the same source used by professional volatility desks.
RS
Technical reviewer
Ryan Silk, ApexVol Founder
Reviewed for technical accuracy
10+ years trading options. Built ApexVol's pricing engine, Greeks model, and IV-rank methodology.
This guide is updated as market conditions and ORATS data change. Last revised 2026-05-12. How we research →

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