ApexVol – Terms of Service

Last Updated: 4 August 2025

Legal Notice – These Terms of Service (the “Terms”) constitute a legally binding agreement between ApexVol Ltd. (“ApexVol,” “we,” “us,” or “our”) and the individual or entity accessing or using the ApexVol website, mobile application, application‑programming interface (API), software, dashboards, widgets, newsletters, alerts, and all related services (collectively, the “Services”). By creating an account, clicking “I Agree,” signing an order form, or otherwise accessing or using any part of the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy (collectively, the “Agreement”). If you do not or cannot accept the Agreement, you must not access or use the Services.

1. Definitions

2. Eligibility

You must be at least 18 years old (or the age of majority where you reside, if greater) and have the legal capacity to enter into a contract to use the Services. By agreeing to these Terms, you represent and warrant that you meet these eligibility requirements and that your registration and use of the Services is in compliance with all laws and regulations applicable to you.

3. Account Registration & Security

• You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate and complete.
• You are solely responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your Account.
• You must notify ApexVol immediately of any unauthorized use of your Account or any other breach of security.

4. Description of Services

ApexVol is a data‑only financial‑market information platform. Depending on your subscription tier, you may access real‑time and delayed equity, fixed‑income and alternative data; historical market data risk and portfolio analytics; and related visualizations and alerts.

Important – ApexVol does not: (a) execute trades; (b) provide individualized advice; (c) solicit the purchase or sale of any security; or (d) guarantee the accuracy, completeness, timeliness, or sequencing of data.

5. No Investment, Tax, Legal, or Accounting Advice

ApexVol is not a registered broker‑dealer, investment adviser, commodity trading advisor, or any other regulated advisory entity. All Content is provided solely for general informational and educational purposes and does not constitute (i) investment advice, (ii) an offer to buy or sell, or a solicitation of an offer to buy or sell, any security or financial instrument, or (iii) a recommendation or endorsement of any investment strategy.

You are solely responsible for determining the suitability of any investment, strategy, or course of action. If you require personalized advice, consult a licensed professional.

6. Subscription Plans, Fees & Payment

1. Plans. We offer free and paid tiers as described on our pricing page or in your Order.
2. Billing. Fees are billed in advance (monthly or annually, as applicable) and are non‑refundable except as expressly stated. You authorize us to charge your designated payment method for all fees and applicable taxes.
3. Taxes. You are responsible for all applicable sales, use, value‑added, withholding, and similar taxes, except those based on our net income.
4. Late Payments. Overdue amounts may accrue interest at 1.5% per month (or the maximum allowed by law) and may result in suspension or termination of access.

7. License & Permitted Use

7.1 License Grant

Subject to your continued compliance with the Agreement and payment of all applicable fees, ApexVol grants you a limited, non‑exclusive, non‑transferable, non‑sublicensable, and revocable license to access and use the Services and the Content for your own internal, non‑commercial research and analysis purposes only during the subscription term.

7.2 Restrictions

You shall not:

• copy, reproduce, modify, adapt, create derivative works of, translate, distribute, publicly display, publicly perform, transmit, or otherwise exploit the Services or Content except as expressly permitted;
• use any automated means (e.g., bots, spiders, scrapers) to access the Services in a manner that may impair their operation or circumvent usage limits;
• resell, redistribute, license, publish, or otherwise make the Services or Content available to any third party;
• use the Services to generate or disseminate any fraudulent, deceptive, or misleading content;
• remove any proprietary notices or legends;
• decompile, reverse engineer, or disassemble any aspect of the Services except to the extent such restriction is expressly prohibited by applicable law.

8. Data Rights

All intellectual‑property rights in and to the Services and Content are and will remain the exclusive property of ApexVol and its licensors. No rights are granted to you other than as expressly set forth in these Terms.

• Third‑Party Data. Certain data is provided under license from exchanges, index sponsors, and other third parties and may be subject to additional terms, conditions, or attribution requirements. By accessing such data, you agree to comply with all such third‑party terms.
• User Data. You retain ownership of your User Data, but you hereby grant ApexVol a worldwide, royalty‑free, non‑exclusive license to use, host, store, reproduce, and modify your User Data as necessary to provide and improve the Services.

9. Prohibited Conduct

You agree that you will not use the Services to:

1. violate any applicable law, regulation, exchange rule, or self‑regulatory organization rule;
2. engage in or facilitate insider trading, market manipulation, money laundering, or other illicit or unethical activities;
3. upload malware, viruses, or malicious code;
4. infringe, misappropriate, or violate the intellectual‑property rights or privacy rights of others;
5. interfere with or disrupt the integrity, security, or performance of the Services.

10. Third‑Party Services & Links

The Services may contain links or integrations to websites, data feeds, APIs, software, or services that are not owned or controlled by ApexVol (“Third‑Party Services”). Your use of a Third‑Party Service is subject to that provider’s terms and privacy policy. ApexVol does not endorse and is not responsible or liable for any Third‑Party Service.

11. Privacy & Data Protection

Your use of the Services is subject to the ApexVol Privacy Policy, which explains how we collect, use, disclose, and safeguard your information. By using the Services, you consent to the processing of your information as described therein.

12. Disclaimer of Warranties

THE SERVICES AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTY OF ANY KIND. To the maximum extent permitted by law, ApexVol and its licensors disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, title, non‑infringement, accuracy, reliability, interruption‑free operation, error‑free operation, and any warranties arising from course of dealing or usage of trade.

Without limiting the foregoing, ApexVol does not warrant that (1) the Services or Content will be accurate, complete, current, secure, uninterrupted, error‑free, or free of harmful components; (2) any particular latency, uptime, performance, or service level; or (3) that any errors or defects will be corrected.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL APEXVOL, ITS AFFILIATES, OR THEIR RESPECTIVE SHAREHOLDERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, OR SUPPLIERS BE LIABLE FOR ANY (a) INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES; (b) LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OPPORTUNITY, BUSINESS INTERRUPTION, OR ANTICIPATED SAVINGS; or (c) COST OF SUBSTITUTE GOODS OR SERVICES, arising out of or in connection with the Agreement or the use or inability to use the Services or Content, whether based on warranty, contract, tort (including negligence), strict liability, statute, or any other legal theory, even if ApexVol has been advised of the possibility of such damages.

ApexVol’s aggregate liability arising out of or relating to the Agreement or the Services will not exceed the greater of (i) the amount you actually paid to ApexVol for the Services during the 12 months immediately preceding the first event giving rise to liability, or (ii) £100.

Some jurisdictions do not allow the exclusion or limitation of certain damages; in such jurisdictions, our liability will be limited to the fullest extent permitted by law.

14. Indemnification

You agree to defend, indemnify, and hold harmless ApexVol, its affiliates, and their respective directors, officers, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of or related to: (a) your use of or access to the Services or Content; (b) your violation of any term of the Agreement; (c) your violation of any third‑party right, including any intellectual‑property, confidentiality, or privacy right; or (d) any dispute between you and any third party.

15. Suspension & Termination

ApexVol may suspend or terminate your access to the Services (in whole or in part) at any time, with or without notice, for conduct that we reasonably believe violates the Agreement or is otherwise harmful to ApexVol, other users, or any third party. Upon termination, your right to use the Services will immediately cease, and Sections 7–18 will survive.

16. Compliance with Laws; Export & Sanctions

You represent and warrant that you (i) are not located in, under the control of, or a national or resident of any country subject to U.K., E.U., U.S., or U.N. trade sanctions or embargoes; (ii) are not a prohibited party under applicable export or sanctions laws; and (iii) will not use or export the Services in violation of any applicable laws or regulations, including but not limited to export‑control regulations of the U.K. Department for Business and Trade and the U.S. Bureau of Industry and Security.

17. Governing Law & Dispute Resolution

These Terms and any dispute or claim (including non‑contractual disputes or claims) arising out of or in connection with them or their subject matter or formation shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict‑of‑laws principles.

Arbitration. Any dispute arising out of or relating to the Agreement shall be finally resolved by binding arbitration under the Rules of the London Court of International Arbitration (LCIA) by one arbitrator appointed in accordance with the LCIA Rules. The seat of arbitration shall be London, England; the language shall be English. Judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.

Class Action Waiver. To the fullest extent permitted by law, all disputes will be resolved on an individual basis, and you agree not to bring or participate in any class, consolidated, or representative action.

18. Severability

If any provision of the Agreement is held to be invalid, illegal, or unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force.

19. Force Majeure

ApexVol will not be liable for any delay or failure to perform resulting from causes outside its reasonable control, including but not limited to natural disasters, telecommunications or power outages, labour disputes, civil disturbances, acts of terrorism, cyber‑attacks, or governmental actions.

20. Assignment

You may not assign or transfer the Agreement, by operation of law or otherwise, without ApexVol’s prior written consent. ApexVol may freely assign the Agreement.

21. Entire Agreement & Order of Precedence

The Agreement constitutes the entire agreement between you and ApexVol regarding the Services and supersedes all prior understandings. In the event of a conflict between these Terms and an Order, the Order shall govern to the extent of the conflict.

22. Changes to the Services or Terms

We may modify or discontinue the Services (in whole or in part) or update these Terms from time to time. We will notify you of material changes by email or by posting a notice within the Services at least 30 days before the effective date. Your continued use after the effective date constitutes acceptance of the revised Terms.

23. Notices

Notices to ApexVol must be sent by email to legal@apexvol.com and will be deemed given upon receipt. Notices to you may be provided via the Services or to the email address associated with your Account.

24. Contact Us

If you have any questions about these Terms, please contact:

ApexVol Ltd.
20 Fenchurch Street, London EC3M 3BY, United Kingdom
Email: support@apexvol.com
Phone: +44 (0)20 7946 0123

---

ApexVol – Legal Disclaimer

The following Legal Disclaimer applies to all Content and Services provided by ApexVol and should be read in conjunction with the Terms of Service.

NOT FINANCIAL ADVICE

All information provided through ApexVol is general in nature and provided solely for informational and educational purposes. It does not constitute, and should not be relied upon as, financial, investment, trading, legal, tax, or accounting advice. Always consult a qualified professional before making any financial decisions.

DATA‑ONLY SERVICE

ApexVol is a data distribution platform. ApexVol does not: (i) transact securities; (ii) custody assets; (iii) place or cancel orders; (iv) provide investment management services; or (v) act as an introducing broker, market maker, or underwriter.

DO YOUR OWN RESEARCH (“DYOR”)

Markets are volatile and involve risk. You are solely responsible for your own due diligence, evaluation of data, and investment decisions. Reliance on any Content accessed through ApexVol is at your own risk.

NO GUARANTEE OF ACCURACY OR TIMELINESS

Although ApexVol and its data vendors endeavour to provide accurate and up‑to‑date information, neither ApexVol nor its licensors warrant or guarantee the accuracy, completeness, reliability, timeliness, availability, or sequencing of any data, nor that errors will be corrected.

PAST PERFORMANCE & FORWARD‑LOOKING STATEMENTS

Past performance is not indicative of future results. Any projections, estimates, or forward‑looking statements are inherently speculative and involve numerous assumptions and uncertainties. Actual outcomes may differ materially.

RISK OF LOSS

Trading and investing in securities, derivatives, commodities, digital assets, or other financial instruments involves substantial risk and may result in the loss of some or all of your investment. Never invest money you cannot afford to lose.

THIRD‑PARTY CONTENT & LINKS

ApexVol may display or link to Third‑Party Content or websites. ApexVol does not endorse, control, or assume responsibility for any Third‑Party Content. Any views expressed therein are solely those of the third parties.

LIMITATION OF LIABILITY

To the fullest extent permitted by law, ApexVol and its licensors will not be liable for any direct or indirect loss or damage, including but not limited to lost profits, lost data, trading losses, or any consequential or incidental damages, arising from your use of or reliance on any Content or the Services.

JURISDICTIONAL RESTRICTIONS

The Services are not directed at, and may not be used by, any person in any jurisdiction where the provision or use thereof would be contrary to applicable laws or regulations or subject ApexVol to registration or licensing.

ACCEPTANCE OF RISK

By accessing and using ApexVol, you acknowledge that you have read, understood, and agree to be bound by this Legal Disclaimer and that you are using the Services at your own risk.

© 2025 ApexVol Ltd. All rights reserved.