Speculative High Volatility Live Data Updated 2025-12-30

UPST Options

Upstart Holdings Inc. Options Chain, Implied Volatility & Greeks

Comprehensive options market data for Upstart Holdings Inc. (UPST). Explore implied volatility patterns, options chain liquidity, gamma exposure levels, and key market metrics.

UPST Options at a Glance

Daily Volume: 100K+ contracts
Bid-Ask Spread: Varies by strike
Open Interest: 500K+ contracts
IV Range: 50% - 150%
Expirations: Weekly, Monthly, LEAPS
Next Earnings: Check earnings calendar
Avg Volume
100K+ contracts
Open Interest
500K+ contracts
IV Range
50% - 150%
Liquidity
Good
Weeklies
Yes
LEAPS
Yes

1 About Upstart Holdings Inc. (UPST)

Upstart Holdings Inc. trades on NASDAQ. Options on UPST are actively traded by retail and institutional investors.

Company Profile

Sector Speculative
Industry Fintech
Market Cap Mid Cap
Exchange NASDAQ

Key Dates

Next Earnings Check earnings calendar
Earnings Frequency Quarterly
Dividend Schedule Varies
Fiscal Year End December

UPST is an actively traded options name in the Fintech space.

2 UPST Options Market Overview

UPST options offer good liquidity for traders seeking exposure to Fintech.

Average Daily Volume 100K+ contracts
Total Open Interest 500K+ contracts
Put/Call Ratio 0.6 - 1.0 typical
Typical ATM Spread Varies by strike
Weekly Options Available
LEAPS Available Yes

Liquidity Assessment: Good

UPST options provide good liquidity for most trading strategies.

3 UPST Volatility Profile

UPST implied volatility reflects market expectations for Upstart Holdings Inc. price movement.

Low IV Environment
50% - 70%
Below average volatility
Typical IV Range
70% - 100%
Normal conditions
Elevated IV
100% - 150%
Above average volatility

Earnings Impact

IV typically increases before earnings and contracts afterward (IV crush).

Historical Volatility vs IV

Compare IV to historical volatility to assess option pricing relative to realized moves.

Term Structure

Term structure varies with market conditions and upcoming events.

View UPST IV Analytics

UPST Gamma Exposure (GEX)

Gamma Exposure (GEX) analysis for UPST shows how dealer hedging may impact price behavior.

Typical GEX Profile: GEX profile varies based on market conditions and option positioning.

Key Levels: Major put and call walls at round number strikes may act as support/resistance.

Dealer Hedging: Dealer hedging activity can influence price behavior at key gamma levels.

View Live UPST GEX

4 Common UPST Options Strategies

These are strategies commonly used by traders on UPST options, based on typical market characteristics. This is not investment advice.

Vertical Spreads Directional

Used by UPST traders for directional exposure. Good liquidity supports efficient execution.

Straddles Volatility

Used by UPST traders for volatility exposure. Good liquidity supports efficient execution.

Used by UPST traders for neutral exposure. Good liquidity supports efficient execution.

Butterflies Precision

Used by UPST traders for precision exposure. Good liquidity supports efficient execution.

Used by UPST traders for income exposure. Good liquidity supports efficient execution.

Key Considerations for UPST Options

  • UPST options liquidity: Good - affects execution quality
  • IV range: 50% - 150% - important for premium selling strategies
  • Earnings events can significantly impact IV and option prices
  • Consider position sizing based on underlying volatility
  • Weekly options available for short-term strategies
  • LEAPS available for longer-term positioning

Frequently Asked Questions: UPST Options

What are UPST options?

UPST options are derivative contracts that give you the right to buy (call) or sell (put) Upstart Holdings Inc. shares at a specific price before expiration.

How do I analyze UPST implied volatility?

UPST IV typically ranges from 50% - 70% during quiet periods to 100% - 150% around earnings and major events. Compare current IV to historical ranges to assess relative value.

What is the typical bid-ask spread for UPST options?

UPST options have good liquidity with typical spreads varying by strike and expiration. ATM options generally have tighter spreads.

When does UPST report earnings?

Upstart Holdings Inc. typically reports earnings quarterly. Check the earnings calendar for exact dates as IV tends to increase before announcements.

What strategies work best for UPST options?

Popular UPST strategies include vertical spreads, straddles, and iron condors. Strategy selection depends on market outlook and risk tolerance.

What is the best time to trade UPST options?

The most liquid trading hours for UPST options are typically during regular market hours (9:30 AM - 4:00 PM ET), with highest volume around market open and close.

How do I calculate UPST option Greeks?

Use our free Options Calculator or Greeks Heatmap tool to calculate delta, gamma, theta, vega and other Greeks for UPST options across all strikes and expirations.

What happens to UPST options at expiration?

In-the-money UPST options are typically auto-exercised at expiration. Out-of-the-money options expire worthless. Consider closing positions before expiration to avoid assignment risk.

Explore UPST Options Data

Access institutional-grade analytics including gamma exposure, implied volatility, and real-time options flow.